Last Updated: May 29, 2026
⚠️ IMPORTANT DISCLAIMER: The information provided on LoanHelper.AI is for educational and informational purposes only and should not be construed as financial, legal, or professional advice.
LoanHelper.AI provides general information about mortgages, loans, refinancing, credit, and personal finance. We are NOT:
You should consult with qualified professionals (mortgage brokers, financial advisors, attorneys) before making any financial decisions.
While we strive to provide accurate and current information, we cannot guarantee the accuracy, completeness, or currency of all content. Information changes rapidly in financial markets, and interest rates, loan products, and regulations may change at any time.
Always verify current rates and terms directly with lenders before making decisions.
Our calculators provide estimates based on the information you input. These estimates:
Actual loan terms, payments, and conditions will be provided by your lender.
LoanHelper.AI does not offer loans, mortgages, refinancing, or any financial products. We do not have the ability to approve, deny, or issue loans. To obtain a loan, you must apply directly with a licensed lender.
Interest rates, loan products, and lending requirements change constantly based on market conditions, economic factors, and lender policies. Information on our site may not reflect current conditions. Check with individual lenders for current rates and terms.
We may link to or display advertisements for third-party websites and services. We are not responsible for their content, accuracy, or policies. These links do not constitute endorsements. Review third-party terms and privacy policies before using their services.
Any information regarding investments, trading, or wealth-building strategies is provided for educational purposes only. Investment and trading carry significant risks. You could lose money. Never invest or trade with money you cannot afford to lose.
Our information does not constitute tax advice or legal advice. Tax treatment of mortgages, refinancing, and other financial transactions varies by individual circumstances. Consult with a tax professional or attorney for advice specific to your situation.
TO THE FULLEST EXTENT PERMITTED BY LAW, LOANSHELPER.AI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OUR WEBSITE OR RELIANCE ON OUR INFORMATION.
You are responsible for:
We may update this disclaimer at any time without notice. Your continued use of our website constitutes acceptance of any changes.
If you have questions about this disclaimer, please contact us at: disclaimer@loanshelper.ai