Free calculators pre-filled with this week's Freddie Mac average. See your payment, what the next hike adds, and whether refinancing pays — then share the exact result or get an alert when rates reach your target.
What does the next hike cost me? →This week's rateLoading this week's rate…
Your balance and rate → payment at +0.25, +0.5 and +1 point. For buyers, ARM resets and HELOCs.
OpenPITI with PMI, taxes, HOA and a year-by-year amortization table. Pre-filled with this week's rate.
OpenFront- and back-end ratio, lender limits, and the biggest loan your income supports today.
OpenPayment, total interest, and whether the loan beats your credit card.
OpenRate vs fees vs points over the years you'll actually keep the loan. Refinance vs keep, too.
OpenSend the URL to a spouse, agent or lender and they see exactly your result — not a blank form.
One click turns the result into an image for WhatsApp, X, Reddit or WeChat.
Agents, lenders and bloggers can drop any calculator into a page with one line of code. Free, with the live weekly rate.
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Every Thursday Freddie Mac publishes the national average. We send one short email: the number, what changed, and what it does to a typical payment. Tell us your target rate and we'll email you the week it's reached.
No spam, one email a week at most. Unsubscribe any time.Every calculator runs in your browser; nothing you type is sent to us. Default rates come from Freddie Mac's Primary Mortgage Market Survey, updated each Thursday, and macro figures from the Federal Reserve. We are not a lender. Some "next step" links are affiliate links to loan marketplaces; we may earn a commission if you apply, and we say so next to every such link. Read our methodology.
You can apply for a free listing on LoansHelper — a factual profile page for your resource, reviewed by hand before anything is published.